Historical Weather Risk contains comprehensive, historical records of hazardous weather data including hurricane, hail, tornado, and windstorm events. Each weather hazard contains attribution about the date and the severity of the event.
Wind events use the Beaufort Wind scale, tornadoes use the Fujita-Pearson scale, hail events use the TORRO intensity scale, and hurricane events reference the Saffir-Simpson scale. Additional attribution including magnitudes, fatalities, injuries, crop/property damages, and other meteorological details are provided as available.
Assess average weather risk exposure while writing new business
Calculate probable maximum loss with respect to the geographic distribution of their insured network
Add detailed context for calculating policy holder premiums and minimizing exposure
Understand the historical tornado, hail, wind, and/or hurricane severity for a given location
Determine the aggregate weather risk of any geographic region
Understand historical counts and averages at the property level
Contains historical records of tornadoes, windstorms, hailstorms, and hurricanes from 1995 - present
Includes a grid that aggregates the counts and intensity of historical weather events across the U.S.
Each type of weather hazard contains a qualitative rating system derived from quantitative facts to easily compare severities across regions
Provides ranges or contours of qualitative ratings to further identify risk distributions
Includes a geo-enrichment file which appends historical weather risk information to every affected address location using a unique identifier
Quarterly, Annually